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Mortgage & finance brokers

Investment Property Loans

An investment property loan is a loan used to buy a property you intend to rent out rather than live in. Lenders assess these differently from owner-occupier loans, including the loan-to-value ratio, how rental income is treated, and whether repayments are principal-and-interest or interest-only. Brokio structures investment lending for buyers across Melbourne’s western suburbs.

Build your portfolio with finance structured for returns. We guide you on loan-to-value ratio, interest-only options and how the numbers stack up.

  • Finance structured for investors
  • Guidance on LVR, interest-only and offset
  • Compare 40+ lenders for the best investor rate
  • Support at every stage of your portfolio

Structure matters

How your investment loan is structured affects your tax position and cash flow. We help you set it up the right way.

Growing a portfolio

Whether it is your first investment or your fifth, we find lenders who will support your growth.

Loans we also arrange

FAQ

Investment Loans — FAQs

What deposit do I need?

Often 10–20% plus costs, depending on the lender and your situation. We will map it out.

Interest-only or P&I?

It depends on your strategy and cash flow — we explain both and compare lenders.

Rated 5.0 on Google · 98 reviews

Don't just take our word for it

Google Rating
5.0
★★★★★

Based on 98 reviews

Read our reviews
★★★★★

“I was so stressed trying to sort out finance for buying a new car until Prince stepped in. Always available and great communication made it get approved same day.”

S
Shubham satkar
Verified Google review
★★★★★

“I had a great experience working with Prince. He was extremely helpful and professional throughout the loan process. He explained everything clearly, understood my requirements, and worked hard to help me get the right loan. The whole…”

g
gurmeet singh
Verified Google review
★★★★★

“Prince and Raj were very helpful with my car finance. They kept me updated, got the approval sorted out quicklyThe whole process was much easier than I thought it would be. Thanks Prince and Raj🙂”

M
Manushi Jay Patel
Verified Google review
★★★★★

“Got a great rate on my new car loan without any stress at all. Great communication made everything very clear because Prince was always picking up my phone calls and explaining every single paper patiently.”

D
Deep Patel
Verified Google review
★★★★★

“I was buying a new car and he did all the paperwork which saved me so much tension. He found a better deal and kept great communication the whole time. Got a great rate in the end.”

R
Rutul Poriya
Verified Google review
★★★★★

“I was buying a new car and needed help with the finance. Prince explained every step clearly and was always available to answer my questions. The communication was great and the final rate ended up much cheaper than the dealer offered.”

R
Rishabh Patel
Verified Google review
★★★★★

“When I was trying to figure out financing for buying a new car, I had no idea how any of it worked and kept getting stuck with bad offers. Then I got connected with Mehul and things finally started moving. The best part was how well…”

R
Riken
Verified Google review
★★★★★

“Just wanted a better rate for my new car and first car loan. Fast approval came quick and got a great rate. Prince is very helpfull”

H
Harmeet Sandhu
Verified Google review

Talk to a investment loan broker

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