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Mortgage & finance brokers

Investment Property Loans

An investment property loan is a loan used to buy a property you intend to rent out rather than live in. Lenders assess these differently from owner-occupier loans, including the loan-to-value ratio, how rental income is treated, and whether repayments are principal-and-interest or interest-only. Brokio structures investment lending for buyers across Melbourne’s western suburbs.

Build your portfolio with finance structured for returns. We guide you on loan-to-value ratio, interest-only options and how the numbers stack up.

  • Finance structured for investors
  • Guidance on LVR, interest-only and offset
  • Compare 40+ lenders for the best investor rate
  • Support at every stage of your portfolio

Structure matters

How your investment loan is structured affects your tax position and cash flow. We help you set it up the right way.

Growing a portfolio

Whether it is your first investment or your fifth, we find lenders who will support your growth.

Loans we also arrange

FAQ

Investment Loans — FAQs

What deposit do I need?

Often 10–20% plus costs, depending on the lender and your situation. We will map it out.

Interest-only or P&I?

It depends on your strategy and cash flow — we explain both and compare lenders.

Rated 5.0 on Google · 122 reviews

Don't just take our word for it

Google Rating
5.0
★★★★★

Based on 122 reviews

Read our reviews
★★★★★

“⭐⭐⭐⭐⭐ I had a great experience with Brokio, especially thanks to Raj, who helped me with my loan process. He was very helpful, friendly, professional, and supportive throughout the whole process. He explained everything clearly and made…”

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ਔਲਖ SiਮRan
Verified Google review
★★★★★

“Thank you so much for your wonderful support and for helping me get my car loan approved! I truly appreciate all your help and guidance throughout the process. You made everything so much easier and stress-free, and I’m really grateful for…”

P
Pratik Trapasiya
Verified Google review
★★★★★

“⭐⭐⭐⭐⭐ If you’re looking for a reliable car loan broker, I highly recommend Prince at Brokio! I had very little knowledge of car finance when I started, but Prince made the entire process simple, smooth, and stress-free. He compared multiple…”

a
apurvb patel
Verified Google review
★★★★★

“Amazing experience with Brokio and the team! The entire home loan process for my first home was smooth and stress-free. A special thanks to Utsav for his outstanding support, professionalism and guidance throughout the journey. Highly…”

A
ASHISH CHAUDHARI
Verified Google review
★★★★★

“I had a great experience with Prince, who helped me with the finance process very smoothly. He was professional, helpful, and supportive throughout the process, making everything easy and stress-free. He explained everything clearly and…”

V
Vansh Malhotra
Verified Google review
★★★★★

“They are best and professional, knows exactly what to do easy and hustle free experience. Prince was amazing with the entire process and got me approved for car loan.”

M
Meet Patel
Verified Google review
★★★★★

“Great experience with Brokio! I recently bought an OMODA 9, and Raj Thummar helped me arrange the car loan. He made the whole process easy and smooth and was able to get me a really good interest rate. Raj was professional, helpful, and…”

R
Rushik hirpara
Verified Google review
★★★★★

“Very kind and fast processing Raj helped me with everything regarding car loan Fast response fast processing good communication Highly recommended”

D
Dattathreya Chunduri
Verified Google review

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