A low doc loan lets a self-employed borrower evidence income with alternatives to full tax returns, such as BAS statements, business bank statements or an accountant’s declaration. Not every lender offers them and the criteria differ between lenders. Brokio arranges low doc lending for self-employed clients across Melbourne’s western suburbs.
Self-employed and struggling to prove income to the banks? We arrange low doc loans using alternative income evidence and lenders who understand business owners.
For self-employed owners without full financials
Use BAS, bank statements or an accountant letter
Home, business and commercial low doc
A clear path to refinance to a standard loan later
Income evidence we can use
Depending on the lender — recent BAS, business bank statements, or a signed accountant declaration instead of two years of tax returns.
A clear path forward
Many clients start on a low doc loan and refinance to a standard loan once their financials catch up.
“Just one phone call to Mr. Maulik and within a day his team member Raj got me the loan approval. If you are looking for car loan and are on a visa don’t believe your bank or dealership call Brokio and they will definitely get the best…”
s
shrijay dhamecha Verified Google review
★★★★★
“High recommended. Excellent service with me and very easy to deal with . Fastest process if you have an all document handy.”
K
Kathiriya Path Verified Google review
★★★★★
“I was so stressed trying to sort out finance for buying a new car until Prince stepped in. Always available and great communication made it get approved same day.”
S
Shubham satkar Verified Google review
★★★★★
“I had a great experience working with Prince. He was extremely helpful and professional throughout the loan process. He explained everything clearly, understood my requirements, and worked hard to help me get the right loan. The whole…”
g
gurmeet singh Verified Google review
★★★★★
“Prince and Raj were very helpful with my car finance. They kept me updated, got the approval sorted out quicklyThe whole process was much easier than I thought it would be. Thanks Prince and Raj🙂”
M
Manushi Jay Patel Verified Google review
★★★★★
“Got a great rate on my new car loan without any stress at all. Great communication made everything very clear because Prince was always picking up my phone calls and explaining every single paper patiently.”
D
Deep Patel Verified Google review
★★★★★
“I was buying a new car and he did all the paperwork which saved me so much tension. He found a better deal and kept great communication the whole time. Got a great rate in the end.”
R
Rutul Poriya Verified Google review
★★★★★
“I was buying a new car and needed help with the finance. Prince explained every step clearly and was always available to answer my questions. The communication was great and the final rate ended up much cheaper than the dealer offered.”
R
Rishabh Patel Verified Google review
★★★★★
“Just one phone call to Mr. Maulik and within a day his team member Raj got me the loan approval. If you are looking for car loan and are on a visa don’t believe your bank or dealership call Brokio and they will definitely get the best…”
s
shrijay dhamecha Verified Google review
★★★★★
“High recommended. Excellent service with me and very easy to deal with . Fastest process if you have an all document handy.”
K
Kathiriya Path Verified Google review
★★★★★
“I was so stressed trying to sort out finance for buying a new car until Prince stepped in. Always available and great communication made it get approved same day.”
S
Shubham satkar Verified Google review
★★★★★
“I had a great experience working with Prince. He was extremely helpful and professional throughout the loan process. He explained everything clearly, understood my requirements, and worked hard to help me get the right loan. The whole…”
g
gurmeet singh Verified Google review
★★★★★
“Prince and Raj were very helpful with my car finance. They kept me updated, got the approval sorted out quicklyThe whole process was much easier than I thought it would be. Thanks Prince and Raj🙂”
M
Manushi Jay Patel Verified Google review
★★★★★
“Got a great rate on my new car loan without any stress at all. Great communication made everything very clear because Prince was always picking up my phone calls and explaining every single paper patiently.”
D
Deep Patel Verified Google review
★★★★★
“I was buying a new car and he did all the paperwork which saved me so much tension. He found a better deal and kept great communication the whole time. Got a great rate in the end.”
R
Rutul Poriya Verified Google review
★★★★★
“I was buying a new car and needed help with the finance. Prince explained every step clearly and was always available to answer my questions. The communication was great and the final rate ended up much cheaper than the dealer offered.”
R
Rishabh Patel Verified Google review
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