A low doc loan lets a self-employed borrower evidence income with alternatives to full tax returns, such as BAS statements, business bank statements or an accountant’s declaration. Not every lender offers them and the criteria differ between lenders. Brokio arranges low doc lending for self-employed clients across Melbourne’s western suburbs.
Self-employed and struggling to prove income to the banks? We arrange low doc loans using alternative income evidence and lenders who understand business owners.
For self-employed owners without full financials
Use BAS, bank statements or an accountant letter
Home, business and commercial low doc
A clear path to refinance to a standard loan later
Income evidence we can use
Depending on the lender — recent BAS, business bank statements, or a signed accountant declaration instead of two years of tax returns.
A clear path forward
Many clients start on a low doc loan and refinance to a standard loan once their financials catch up.
“I couldn't be happier with the service I received from Brokio. They made the whole car loan process simple, explained everything clearly, and secured a great rate that beat what the dealership offered. Professional, responsive, and a…”
J
Jay Patel Verified Google review
★★★★★
“Really gr8 service and follow up by Mr. Mehul .......I would personally like to thank him a lot for all the efforts he took to get my file approved. Thanks a lot Mehul bhai”
H
Hiren Mistry Verified Google review
★★★★★
“⭐⭐⭐⭐⭐ I had a great experience with Brokio, especially thanks to Raj, who helped me with my loan process. He was very helpful, friendly, professional, and supportive throughout the whole process. He explained everything clearly and made…”
ਔ
ਔਲਖ SiਮRan Verified Google review
★★★★★
“Thank you so much for your wonderful support and for helping me get my car loan approved! I truly appreciate all your help and guidance throughout the process. You made everything so much easier and stress-free, and I’m really grateful for…”
P
Pratik Trapasiya Verified Google review
★★★★★
“⭐⭐⭐⭐⭐ If you’re looking for a reliable car loan broker, I highly recommend Prince at Brokio! I had very little knowledge of car finance when I started, but Prince made the entire process simple, smooth, and stress-free. He compared multiple…”
a
apurvb patel Verified Google review
★★★★★
“Amazing experience with Brokio and the team! The entire home loan process for my first home was smooth and stress-free. A special thanks to Utsav for his outstanding support, professionalism and guidance throughout the journey. Highly…”
A
ASHISH CHAUDHARI Verified Google review
★★★★★
“I had a great experience with Prince, who helped me with the finance process very smoothly. He was professional, helpful, and supportive throughout the process, making everything easy and stress-free. He explained everything clearly and…”
V
Vansh Malhotra Verified Google review
★★★★★
“They are best and professional, knows exactly what to do easy and hustle free experience. Prince was amazing with the entire process and got me approved for car loan.”
M
Meet Patel Verified Google review
★★★★★
“I couldn't be happier with the service I received from Brokio. They made the whole car loan process simple, explained everything clearly, and secured a great rate that beat what the dealership offered. Professional, responsive, and a…”
J
Jay Patel Verified Google review
★★★★★
“Really gr8 service and follow up by Mr. Mehul .......I would personally like to thank him a lot for all the efforts he took to get my file approved. Thanks a lot Mehul bhai”
H
Hiren Mistry Verified Google review
★★★★★
“⭐⭐⭐⭐⭐ I had a great experience with Brokio, especially thanks to Raj, who helped me with my loan process. He was very helpful, friendly, professional, and supportive throughout the whole process. He explained everything clearly and made…”
ਔ
ਔਲਖ SiਮRan Verified Google review
★★★★★
“Thank you so much for your wonderful support and for helping me get my car loan approved! I truly appreciate all your help and guidance throughout the process. You made everything so much easier and stress-free, and I’m really grateful for…”
P
Pratik Trapasiya Verified Google review
★★★★★
“⭐⭐⭐⭐⭐ If you’re looking for a reliable car loan broker, I highly recommend Prince at Brokio! I had very little knowledge of car finance when I started, but Prince made the entire process simple, smooth, and stress-free. He compared multiple…”
a
apurvb patel Verified Google review
★★★★★
“Amazing experience with Brokio and the team! The entire home loan process for my first home was smooth and stress-free. A special thanks to Utsav for his outstanding support, professionalism and guidance throughout the journey. Highly…”
A
ASHISH CHAUDHARI Verified Google review
★★★★★
“I had a great experience with Prince, who helped me with the finance process very smoothly. He was professional, helpful, and supportive throughout the process, making everything easy and stress-free. He explained everything clearly and…”
V
Vansh Malhotra Verified Google review
★★★★★
“They are best and professional, knows exactly what to do easy and hustle free experience. Prince was amazing with the entire process and got me approved for car loan.”
M
Meet Patel Verified Google review
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