Loan Repayment Calculator

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Uneven cash flow holding your business back? A business overdraft gives you a revolving line of credit you can draw on when you need it and repay when money comes in. Brokio compares lenders to set up an overdraft with the right limit and the lowest cost for your business.

How a business overdraft helps

Smooth cash flowCover wages, stock or tax when timing is tight. Pay interest only on what you useThe facility sits ready; you draw only when needed. Secured or unsecuredHigher limits with security, or smaller unsecured limits. Business LoansTerm and working-capital finance for bigger needs. Commercial LoansBuy or refinance your premises. Low Doc OptionsFlexible verification for the self-employed.

Who it suits

Overdrafts suit businesses with seasonal or lumpy income — trades and construction waiting on invoices, retailers managing stock cycles, hospitality, and any business that wants a safety buffer for day-to-day expenses without taking a full term loan.

Why arrange your overdraft with Brokio

Right-sized limit

We help you set a limit that covers your cycle without over-committing.

Compare lenders

Bank and non-bank overdrafts compared on rate, fees and flexibility.

Fast setup

We package your application to get the facility in place quickly.

Ongoing support

Need a higher limit later? We are here as your business grows.

Business overdraft FAQs

How does a business overdraft work?

An overdraft is a revolving facility linked to your business account. You can draw down up to an agreed limit when you need it and only pay interest on what you use, making it ideal for uneven cash flow.

Do I need property to secure an overdraft?

Not always. Secured overdrafts usually offer higher limits and lower rates, while unsecured overdrafts are available for smaller limits. We compare both based on your needs.

How much can I get as a limit?

Limits depend on your turnover, security and trading history. We compare lenders to find a limit that comfortably covers your cash-flow cycle without over-committing.

Explore more finance options

Business Loans → Commercial Loans → Low Doc Loans → Refinancing → Calculators →

Set up a business overdraft

Free, no-obligation chat about your cash-flow needs — we will compare overdraft options and limits.